Business Loans

Small business finance with no real estate security required.

Business Loans

Need funds for business growth or cash flow support?

Get a business loan without all the hassle. We offer a range of unsecured business finance solutions that provide fast access to funds and repayments tailored to your business needs.

With no real estate security required and a simple, fast application process, our small business lending specialists will help you find the right finance solution to put you in control of your business now and in the future.

To get started simply fill in the form below and one of our business finance specialists will contact you to discuss your needs and provide suitable finance options for your business.

Business Loan Features

Our unsecured business loan products come with flexible features and competitive rates tailored for your business.

  • Loans from $5,000 – $500,000
  • No real estate security required
  • Loan terms up to 5 years
  • Credit impairments considered
  • No early repayment fees
  • Same day approvals
  • Funding possible in 24 hours
  • Simple application process
  • Redraw access

Note: All applications are subject to normal credit assessment and loan suitability criteria. Terms and conditions, fees and charges apply.


Why Redrock?

Since 2004 we’ve helped thousands of Australians who don’t tick all the boxes.

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The Right Advice!

Qualified & experienced lending managers will give you the right advice, the first time.

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Loan Flexibility

We specialise in mortgages for people who need loan flexibility.

Loan Options

How We Help Others

Business Loan FAQs

Our business loan specialists can often provide a response in one hour provided you apply during standard business hours and allow the use the advanced bank verification system link to instantly verify your bank information online.

The total amount of your loan will depend on the specific circumstances of your business. Our business loan specialists consider a variety of factors to determine the health of your business and based on this information, we will advise the amount you are eligible to borrow.

When you apply for our business loan, our business loan specialists will assess the risk profile of your business and provide you with a customised offer including loan amount, term and interest rate. Business loan interest rates vary based on things like your industry, how long you’ve been in business, and the health of your cash flow.

To help you avoid missing repayments our business loan specialists can structure a product that can accommodate repayments that fit in with your cash flow cycle – either daily or weekly. These are automatically deducted from your nominated business account.

If you need flexible finance for business, our business loan specialists will understand your business and find a finance solution to suit your needs. Unlike traditional mortgages loans we don’t require the usual pages of reports, financial statements and business plans when you apply. You only need six months of bank statements, your ABN and a drivers licence to get started.

The short and easy answer is: Yes, we offer no asset security required to access loans of up to $100,000.

We conduct credit checks to look at your personal credit score in conjunction with your business health.

Credit reporting bodies will compile a report on your credit worthiness based on a range of factors which include how many loan applications you have already made, your current credit if you have any, any overdue bills, past bankruptcy if applicable and any pending writs or court judgments.

We don’t rely solely on your personal credit score, we focus on evaluating the health of your business. If you are ready to find out how much you can borrow and ready to find a better way to finance your business, contact one of our business loan specialists today.