4 things you should know about commercial loans

Whether you’re trying to grow a small business or looking into a commercial real estate venture, a commercial loan could be an essential piece of the puzzle. Commercial loans are pretty much any kind of loan that is used to finance a business and help it grow. These loans can be used to finance many […]

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What are business loans and how can you apply for them?

Even if you haven’t taken advantage of a business loan, you are likely familiar with them, at least on some level. But if you are seeking one out, then you’ll probably learn that they are not a one-size-fits-all approach. And while seeking a business loan doesn’t have to be a complicated venture, there are some […]

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What is a construction loan and how does it work?

Building a new home as opposed to purchasing an existing property might seem like an overwhelming task to take on. But it doesn’t have to be. Most importantly, you don’t have to tackle it alone. Financial support is available to you to help not only simplify the process, but also lighten your load. With construction […]

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What is a self-managed super fund loan?

If you’ve been spending time in and around the real estate market, chances are you’ve heard of an SMSF, but do you know what it means? Let’s dive into self-managed super funds and how they can obtain special loans. A self-managed super fund, more commonly known as an SMSF, is a type of superannuation fund. […]

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3 things you need before you apply for a self-employed home loan

More than 2.4 million Australians work in the gig economy or run their own single-operator business, a figure that’s on the rise as more individuals turn to remote and contract work. If you’re one of the millions of people working on your own, you may be wondering whether you’ll be able to qualify for a […]

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Are loan to value ratios different for bad credit mortgages?

Maybe you made some financial mistakes a few years back, but have been working on repairing your credit since. While on that path, you may find yourself looking to buy a home, confident you’re on your way up in your career and ready to leap into homeownership. As a potential homebuyer, a mortgage broker can […]

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How much super do I need to buy an investment property?

There’s no legal minimum SMSF balance required to buy an investment property, but best practices recommend around $200,000. While the amount of money needed isn’t set in stone, having a large enough deposit in place covers the initial fees and operating costs that accompany running the SMSF and property. The general rule of thumb suggests […]

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What is a low doc loan?

One of the primary ways a lender establishes whether you’re a good candidate for a loan is through your income. Should you be able to comfortably afford to cover your mortgage payments each month in addition to any other bills and expenses you are responsible for? If so – and if you have a reasonably […]

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Is it possible to be pre-approved for a bad credit mortgage?

Just because you might have bad credit, it shouldn’t discourage you from obtaining a home loan. In fact, lenders now provide flexible financing options specifically designed for individuals with bad credit, known as bad home loans or mortgages. But this raises another question: can you obtain pre-approval for a bad credit mortgage? Let’s first take […]

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How can maximum loan exposure impact a self-employed home loan?

Running your own one-person business or being self-employed is a major goal for many entrepreneurs. You get to be your own boss, set your own hours, and make your own money. However, it does create some potential obstacles, such as qualifying for a home loan. There are two main reasons why owning your business or […]

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