Property Development Finance

Flexible construction finance for medium scale development projects.

Development Finance

Our flexible development finance is highly sought after by small to medium sized developers seeking simple cost effective development finance for multi dwelling construction projects.

Our property development finance facilities can accommodate a range of needs without the traditional bank requirement for significant pre-sale debt coverage allowing you to save time and marketing costs by bringing your project to life more quickly.

Our development finance expertise and flexible development finance can accommodate capitalised interest and allow you to borrow one hundred percent of your projects construction costs.

Talk to a specialist lending manager today for an individual discussion about your project today.

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Development Finance Features

Our flexible development finance facilities can accommodate a range of multi dwelling development projects without the traditional pre-sale hurdles.

  • Borrow up to 60% of net realisable value
  • Full doc and low doc options
  • Loans up to $15 million
  • No pre-sales up to $2 million
  • Limited pre-sales over $2 million
  • Credit impairments considered
  • No credit scoring
  • Flexible cashout options
  • Loan terms up to 2 years
  • Capitalised interest available

Note: All applications are subject to normal credit assessment and loan suitability criteria. Terms and conditions, fees and charges apply.

Development Finance Benefits

Here are some of the benefits of our flexible development finance

  • No Presales required up to $2 million, limited presales above $2 million
  • Residential or Commercial Security
  • Full doc & low doc options
  • Terms up to 2 years
  • Interest retention available
  • Loans up to $15 million
  • Takeout finance available
  • Minor paid defaults/judgments considered
  • Borrower up to 60% net realisable value
  • Individually tailored solutions
  • Qualified & experienced lending managers
  • Metropolitan areas only
  • Lending Australia wide

Why Redrock?

Since 2004 we’ve helped thousands of Australians who don’t tick all the boxes.

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Loan Flexibility

We specialise in mortgages for people who need loan flexibility.

Loan Options

How We Help Others

Qualifying for Development Finance


The project must have a current planning permit / development approval (DA)


You must have a completed project specification & fixed price building contract or tender quote from a licensed builder.


Documents including A4 plans and project specification required.


The project site must not have commenced any construction whatsoever.

Lending Calculators


Repayment Calculator

Estimate your loan repayments to calculate your regular commitment.



Borrowing Power

Discover your borrowing power, the first step to getting the right loan.



Stamp Duty

Calculate the amount of tax you'll pay on any property purchase or transfer.