Prime Loans

No one size fits all. We take a common sense approach to each loan.

Prime Loans

Our prime mortgage loan products are ideal for borrowers seeking a genuine non bank alternative or for circumstances that have placed them outside of the traditional lenders’ credit policies.

If you’ve got a clear credit history or even if you have some minor paid adverse credit listing or just require some additional flexibility because you don’t quite tick the usual boxes.

You’re not alone, our prime loan product could be a flexible mortgage finance solution that might work for you.

In today’s changing marketplace traditional lenders are making it hard and hard for people to obtain suitable cost effective mortgage finance. Red Rock’s prime loan products have some exceptional product features which can really make a difference.

Talk to one of our specialist lending managers today about our flexible prime loan product that could be ideal for your unique needs.

Prime Loans

Our highly popular prime loan product comes with flexible features and a competitive rate tailored to your unique situation.

  • Purchase up to 95%
  • Refinance up to 90%
  • Lump sum repayments
  • 100% Offset
  • Paid defaults up to $500 considered
  • Individuals, companies & trusts
  • No mortgage insurance
  • No credit scoring
  • Flexible cashout options
  • Redraw access
  • Loans up to $2 million

Note: All applications are subject to normal credit assessment and loan suitability criteria. Terms and conditions, fees and charges apply. Minimum loan advance is $250,000.

Prime Loans

Here are some of the benefits of our popular prime loan products.

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  • Great rates & no credit scoring.
  • No mortgage Insurance & flexible cashout options.
  • Minor paid defaults/judgments considered.
  • Individually tailored solutions
  • Qualified & experienced lending managers
  • Lending Australia wide

How We Help Others

Paul Cindy Molenaar

Paul & Cindy M, VIC

Just a short note to let you know we’ve finally settled into our new property. The settlement process was seamless and knowing that you were in the background gave us both a great deal of…

Sarah Ishak Borrower

Sarah I, NSW

On behalf Adam and I, we would like to thank you for assisting us in being able to secure a new home for us. With our complex circumstances, you were able to offer us the best possible product…

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Why Red Rock?

Since 2004 we’ve helped thousands of Australians who don’t tick all the boxes.

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The Right Advice!

Qualified & experienced lending managers will give you the right advice, the first time.

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Loan Flexibility

We specialise in mortgages for people who need loan flexibility.

Loan Options

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Borrowing Power

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Stamp Duty

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