Prime Loans

No one size fits all. We take a common sense approach to each loan.

Prime Loans

Our prime mortgage loan products are ideal for borrowers seeking a genuine non bank alternative or for circumstances that have placed them outside of the traditional lenders’ credit policies.

If you’ve got a clear credit history or even if you have some minor paid adverse credit listing or just require some additional flexibility because you don’t quite tick the usual boxes.

You’re not alone, our prime loan product could be a flexible mortgage finance solution that might work for you.

In today’s changing marketplace traditional lenders are making it hard and hard for people to obtain suitable cost effective mortgage finance. Red Rock’s prime loan products have some exceptional product features which can really make a difference.

Talk to one of our specialist lending managers today about our flexible prime loan product that could be ideal for your unique needs.

Prime Loans

Our highly popular prime loan product comes with flexible features and a competitive rate tailored to your unique situation.

  • Purchase up to 95%
  • Refinance up to 90%
  • Lump sum repayments
  • 100% Offset
  • Paid defaults up to $500 considered
  • Individuals, companies & trusts
  • No mortgage insurance
  • No credit scoring
  • Flexible cashout options
  • Redraw access
  • Loans up to $2 million

Note: All applications are subject to normal credit assessment and loan suitability criteria. Terms and conditions, fees and charges apply. Minimum loan advance is $250,000.

Prime Loans

Here are some of the benefits of our popular prime loan products.

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  • Great rates & no credit scoring.
  • No mortgage Insurance & flexible cashout options.
  • Minor paid defaults/judgments considered.
  • Individually tailored solutions
  • Qualified & experienced lending managers
  • Lending Australia wide

How We Help Others

Michael Pappas

Michael P, VIC

Being self employed and extremely busy I didn’t have time to provide all the income documentation required for financing the recent purchase of another investment property. Red Rock provided…

Graeme Lepper

Graeme L, VIC

Just a short note to say thank you so much again for all your help in getting my refinance done.I can finally see some clarity in my finances moving forward as I don’t have the burden of those…

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Why Red Rock?

Since 2004 we’ve helped thousands of Australians who don’t tick all the boxes.

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The Right Advice!

Qualified & experienced lending managers will give you the right advice, the first time.

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Loan Flexibility

We specialise in mortgages for people who need loan flexibility.

Loan Options

Lending Calculators

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Repayment Calculator

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Borrowing Power

Discover your borrowing power, the first step to getting the right loan.

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Stamp Duty

Calculate the amount of tax you’ll pay on any property purchase or transfer.

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