What is a self-managed super fund loan?

If you’ve been spending time in and around the real estate market, chances are you’ve heard of an SMSF, but do you know what it means? Let’s dive into self-managed super funds and how they can obtain special loans. A self-managed super fund, more commonly known as an SMSF, is a type of superannuation fund. […]

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How much super do I need to buy an investment property?

There’s no legal minimum SMSF balance required to buy an investment property, but best practices recommend around $200,000. While the amount of money needed isn’t set in stone, having a large enough deposit in place covers the initial fees and operating costs that accompany running the SMSF and property. The general rule of thumb suggests […]

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What is an SMSF loan?

While many have already heard that a self-managed super fund (SMSF) can help them enrich their investment strategy, too few know exactly how the process works. But it’s an important subject to study, because for those looking to invest their superannuation funds, a SMSF can sometimes be the best manner in which to make real […]

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Can you use an SMSF loan to finance commercial property?

Using your SMSF to buy commercial property is possible, and so is getting a lender to agree to a loan. There are a number of benefits to using an SMSF to purchase commercial property, as long as investment decisions are made wisely, and rules around SMSF investment are properly followed.  How do SMSF loans for commercial property work? The key thing to […]

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What can you do with a SMSF loan?

Saving for and growing your retirement nest egg takes a fair bit of planning and forethought. While you can leave things like your super to be managed by other people, if you want to, you can manage it yourself. If you’re looking to take a more hands-on approach to your super, you might want to […]

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3 FAQs to reveal whether an SMSF loan is right for you

Deciding whether a self managed super fund (SMSF) loan is the right option for you takes a bit of work. You need to seriously consider the positive and negatives of investing your hard earned retirement savings into property. But the first step is familiarising yourself with what an SMSF loan actually is. Here are three frequently […]

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How a SMSF loan can help set you up for retirement

Investing in property is great way to build your nest egg. If you have a self managed super fund (SMSF), you can use its funds to do so. Even better, if you don’t currently have sufficient cash in your super, you can get a SMSF loan with Red Rock to borrow the remainder. What is […]

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What restrictions are in place for SMSF loans?

Considering a self managed super fund loan? There are all sorts of benefits – but what exactly can you do with an SMSF, and what are the limitations to making a property investment of this type? Can I build a property with my SMSF loan? Unfortunately, an SMSF loan cannot be used to fund a […]

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FHBs now allowed to enjoy similar benefits to SMSF trustees

It’s no secret – Australians are currently faced with record low housing affordability. Home prices have climbed faster than our incomes, and while the private and public sectors are both doing what they can to help, some first home buyers (FHBs) say it just isn’t enough. One proposed solution is to allow FHBs to use their […]

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A quick guide to SMSFs

Paycheck after paycheck, Australians watch 9.5 per cent of their earnings go into designated superannuation funds. With so much money being stashed away, it’s no surprise more and more Australians are opting for self managed super funds (SMSF) that allow individuals much more control over how their nest egg is invested. SMSFs now account for […]

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