There are a number of reasons why traditional bank lenders won’t offer finance for your Australian dream. Have you just begun a new career? Is your credit rating not the best due to a few late repayments? Are you your own boss? These are just a few of the obstacles to getting a traditional home […]
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Unexpected or unmanageable life events such as divorce, illness or abruptly losing your job can all make monetary commitments difficult to keep up with. But not having the best financial history shouldn’t stop you from getting a home loan and owning your own abode. Fortunately, Redrock offers flexible bad credit home loans for borrowers with […]
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Obtaining self employed home loans can be much harder than a customary mortgage. There are a lot of Australians earning a good living on a self-employed wage, according to the Australian Investments and Securities Commission. The problem is, while total income for an individual may be strong, the flow of income is not always consistent. […]
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Residential investment is an attractive option for Australians of all walks of life. Whether you’re looking to get your foot on the first rung of the real estate ladder, or want an asset that can provide for a comfortable retirement, the property market can be a great option. If you’re in the latter camp, self […]
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Applying for an SMSF loan involves going through several different stages, all of which are necessary to make sure the product is suited to your needs. Any responsible lender will take a number of different precautions before granting you the loan, both for your protection and theirs. These are the steps you can expect to […]
Read MoreSometimes the home of your dreams can be just out of arms reach, as you’re unable to meet the deposit requirements set by your mortgage lender. While this can be frustrating, there’s no need to make a mountain out of molehill. Redrock has a range of of products for people with ‘outside the square’ finance […]
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Your credit history can be a reflection of how consistent you’ve been as a borrower and bill payer, but there can be times when these responsibilities get the better of you. If you’ve ended up with a black mark on your report, the road to home ownership might seem like its paved with pitfalls that […]
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Wondering what has affected your ability to secure a mortgage? One of the largest considerations that lenders take into account when assessing your application is your credit rating. As a summary of all your credit-related activities, this document can reflect your dependability as a borrower, setting the benchmark against which they will judge your ability […]
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If you’ve ever applied for a home loan in the past, you’ll probably be aware of the wide array of documents mortgage lenders typically need you to have on hand. While it can differ between home loan providers, the paperwork generally includes things like payslips and tax returns – in essence, the proof of income […]
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The Australian lending landscape is changing rapidly, with more and more opportunities for households to make the leap to home ownership. Where many individuals might have found it difficult to get the right finance to buy a home, the pool has widened and there are many more mortgage products on offer. If you’re one of […]
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