Finding the right location is crucial to ensure strong long-term capital growth, but amid the noise of real estate agents, friends and family and your own prejudices to areas – how do you know for sure that an area’s investment potential stacks up? Here are 10 steps. 1. Know your budget For most buyers, your […]
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It seems no matter how much data is available on the internet or elsewhere, the question of investing in property with your SMSF continues to be an area that prompts the most questions and causes the largest amount of confusion for the consumer. SMSF 101 – A self-managed super fund is a fund that has […]
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If you make money when you buy, it goes without saying that buying under market value should ensure a big fat profit for you in the future. This article explains what you should look out for to ensure you’re buying a genuine gem, not a fine-scented junk. One thing property investing has over share investing […]
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Whilst there are numerous benefits for the self-employed in utilising low doc loans as an effective financing solution,this article looks at the common myths associated with this area of self-employed finance. What are Low Doc Loans? Low doc loans are a simpler mortgage finance solution for self-employed people who have income and assets, but are […]
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You must consider all aspects of your finances before applying for a home loan. Otherwise, you risk a nasty black spot on your record. Submitting a loan application without the appropriate preparation can set you back a long way in your property goals. Rejected applications can put an unsightly blemish on your credit record and […]
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We explain how you can use your home to buy an investment property to build your wealth and avoid the tax trap. Australian property prices have generally gone backwards in many areas following the onset of the global financial crisis and the credit crunch around the world. Anecdotally, many speak of “bargains” to be found […]
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Home loans are subject to compound interest, meaning that if you pay one off more quickly, your savings will increase exponentially. Even small changes to your repayment habits can add up to tens of thousands in savings over time. 1. Make more frequent payments. Sounds simple enough, but setting this as a goal is essential […]
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As a property investor, it is important you are always able to borrow money from lenders so you can build your portfolio. The GFC forced some big changes in the finance world: most obviously the way investors and lenders decide which ventures are safe bets and which aren’t worth the risk. All of a sudden, […]
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With rising living costs and an uncertain economy, we’re all looking for ways to trim the budget – and what better way to save than on your mortgage? One of the biggest expenses in any household is the mortgage repayment, with an average $350,000 mortgage snatching a little over $2,580 from your bank account each […]
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Due diligence is essential before you invest in a rental property. Make sure you don’t miss a trick with these savvy questions: 1. What’s being built nearby? New infrastructure projects can be beneficial or detrimental to your investment property. Find out what’s being planned and when it’s due for completion by logging onto www.infrastructureaustralia.gov.au. This […]
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