What is a Business Activity Statement?

When applying for a low doc home loan, you’re required to bring along some documents to help prove the existence of your business. This is to provide lenders with evidence that you will be able to make repayments heading into the future. Proof of a steady income helps to alleviate their worries of credit defaulting.  […]

Read More

What Are The Benefits Of A Home Loan Pre Approval?

Regardless of whether you’re looking into low doc home loans or bad credit mortgages, getting in and speaking with an expert early is a great way to get ahead of the curve and ensure you have a fighting chance of securing your dream property. There are a number of benefits to getting a home loan […]

Read More

What is an Australian Business Number?

If you’re looking into applying for low doc home loans, chances are you’ve seen the list of criteria required to successfully apply – including something called an Australian Business Number. These are often one of the most important aspects of the application and can mean the difference between success and failure.  What is an Australian […]

Read More

Can You Apply For Bad Credit Home Loans After Bankruptcy?

Having a patchy history with credit products can make securing a traditional home loan difficult. Because the nature of mortgages works on repayments, if there is evidence of your failure to come through on similar commitments in the past, lenders may be wary of providing you with a home loan at all. However, a bad […]

Read More

Can you use your low doc home loan for construction?

Everyone has their idea of a dream home. As a life goal, it can be fulfilling to finally save enough to make your dreams a reality and undertake the construction of property. However, these projects are often more expensive than purchasing an established home – especially once you factor in buying land and materials, paying […]

Read More

Three Ways To Help Increase Your Credit Rating

Bad credit mortgages are always an option for those with a lacklustre history with credit products. Regardless of how these circumstances came about, bad credit scores limit your borrowing options, which can make securing property a difficult undertaking. However, there are a number of ways to work towards repairing your credit score, which could help […]

Read More

Preparing For A Mortgage: Checking Your Spending Habits

Regardless of whether you’re interested in taking out low doc home loans or bad credit mortgages, it’s still necessary to save up an initial deposit for your down payment. This can be difficult, especially if this is the first time you’ve undertaking such a large expense in your life. Adjusting yourself to the saving mentality […]

Read More

Make self-employed property ownership easier with a low doc home loan

Making self-employed home loans easy is as simple as investigating the low doc options available to you. There are so many different home loans out there that finding the perfect mortgage for you and your family is just a matter of time. For example, it can be difficult for those without conventional employment – such […]

Read More

What criteria need to be met to purchase property with SMSF loans?

Taking out self managed super fund loans (SMSF) could be a great way to begin saving towards your retirement. One of the most common uses for these funds is property investment. This could be something for you to consider heading into the future,but there are a number of things you need to think about before […]

Read More

Low doc home loans at a glance

  If you’re wondering if a low doc home loan is right for your property goals, here are some of the basic characteristics that can often be checked at a glance. This should help you quickly assess whether or not these mortgage types are right for you.   Less paperwork than normal home loans If […]

Read More