Why should you be buying property right now with a low doc loan

Getting onto the property market is something that many Australians aspire to do their whole lives – for some, particularly those with irregular incomes or who run their own businesses, it never seems like a possibility. Banks and traditional lenders require lots of documentation about earnings and future security, however with a low doc loan […]

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The best places to buy with a low doc home loan right now

Melbourne and Sydney are fantastic places for people to buy property in. They continually show strong capital gains and are only going to become stronger places to invest after the Brexit, especially with some commentators predicting a decline in the UK property market. CoreLogic RP Data suggests that Australia’s two largest cities, and those that […]

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Why is a low doc loan a great option for buying right now?

People that don’t have regular incomes, or those who run their own businesses, might have trouble accessing a home loan through one of the more traditional institutions. Banks and some mortgage brokers require significant amounts of paperwork to prove income flow and ensure they’re getting the security they require for their lending. At Redrock, a […]

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What do these tax changes mean for your low doc home loan?

When you’re looking at buying a property of your own, but you have an irregular income or manage your own business, you’ve probably looked at low doc home loans as a solution. And we don’t blame you – it’s a great way to take control of your own finances and solidify a great financial future […]

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Is the time right in the market for a low doc home loan?

Low doc home loans are a great option for many Australians with an irregular income, or indeed those who own their own business who don’t have sufficient financial records to access a bank loan. Talking to one of the specialist mortgage brokers at Redrock can make the start of your journey a whole lot simpler, […]

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Why is low confidence pointing you toward low doc home loans?

Confidence reports are a good indicator of how the property market is likely to fare in the coming months. And judging by Genworth’s latest Homebuyer Confidence Index (HCI), there could be a change waiting in the wings. Released in March, this edition of the HCI recorded the first drop in home buyer confidence since March […]

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What kind of property could you buy with a low doc home loan?

Choosing the right kind of property for your needs can be a tough decision to make – especially if you have to take out a low doc loan instead of going through the more traditional channels. Here at Redrock, our brokers have your best interests at heart, and we strive to get you into the […]

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What can a change in the cash rate mean for your low doc home loan?

The cash rate essentially dictates how much money a person will have to repay on their bank loans. The Australian government controls this decision which can change a number of times each year, although recently it has not. The current rate of 2 per cent is an indicator of how much money a lender has […]

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What can the Oscars teach you about needing a low doc loan?

The 88th Annual Academy Awards came and went in a flash, with more disappointment for some, and expected successes for others. But what can the Oscars teach you about the importance of cash flow, and taking out a low doc loan? Well, in terms of being prepared for your future and taking control of your […]

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