The Basics Of Purchasing Property At Auction

After sorting out your low doc home loan and moving into the next phase of your property career, there’s a good chance you could be thrown into an auction situation. This sales method is becoming increasingly popular across Australia and can be intimidating for any inexperienced buyers moving into their local real estate market.  Here […]

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Loan To Value Ratio: Understanding How Much You Can Borrow

When approaching lenders about the the potential low doc home loans available to you, there will be a lot of things to discuss. With the wide range of different aspects to cover, it’s understandable to be slightly overwhelmed by the whole process. However, taking it one step at a time and learning the in’s and […]

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What is your repayment history?

If you’re interested in taking out a low doc home loan, there are a number of things to prepare before approaching a lender. With the nature of these mortgages, the precautions are heightened to protect both parties involved in the transaction. While you won’t have to bring as many pieces of information along to successfully […]

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How Can It Help You Secure A Home Loan?

Saving up a 20 per cent deposit for a home loan can be difficult. However, if you’re already a home owner, it’s possible to access the equity in your current home as a deposit on another property. But first you need to understand what equity is and how it’s possible for you to access it […]

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What Are The Benefits Of A Home Loan Pre Approval?

Regardless of whether you’re looking into low doc home loans or bad credit mortgages, getting in and speaking with an expert early is a great way to get ahead of the curve and ensure you have a fighting chance of securing your dream property. There are a number of benefits to getting a home loan […]

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Preparing For A Mortgage: Checking Your Spending Habits

Regardless of whether you’re interested in taking out low doc home loans or bad credit mortgages, it’s still necessary to save up an initial deposit for your down payment. This can be difficult, especially if this is the first time you’ve undertaking such a large expense in your life. Adjusting yourself to the saving mentality […]

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Loan to value ratio: How does LVR affect your home loan applications?

With the multitude of mortgage related terms floating around the industry, you’d be forgiven for feeling a little overwhelmed. There are so many concepts to grapple with that can affect the way your home loan experience plays out, but one of the most important to understand is the concept of loan to value ratio (LVR).  […]

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Interest rates predicted to remain low due to inflation

Low interest rates have been a boon to home loan borrowers in recent months, and according to the Real Estate Institute of Australia (REIA), they may continue to be for the foreseeable future. The Australian Bureau of Statistics (ABS) reported on January 22 that the consumer price index (CPI) rose 0.8 per cent during the […]

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Non-bank Lenders Entering the Market in Higher Numbers

It appears that more consumers are taking advantage of the specialisation offered by non-bank lenders. According to the Australian Bureau of Statistics (ABS), the trend estimate for the total value of dwelling finance commitments increased 1.8 per cent during October on a month-over-month basis. The value of investment housing commitments increased 2.9 per cent, while […]

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