How to borrow more with less paperwork

When you’re self-employed or in control of a small business it can often be difficult to prove to big lenders that you have a stable income. Without the normal income verification paperwork applying for a home loan can seem like an arduous task. Fortunately, low documentation loans – or low doc loans – can help. […]

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How do I know if a loan Is right for me?

Property is the biggest purchase most people will make, which is why you’ll need to be sure that any low doc home loan you apply for is suited to your needs. With so many options available, it can be difficult to know which one to select, so doing your homework is essential. Here are some […]

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Stay profitable when you’re self-employed

Being self-employed can be a rewarding experience, but it also comes with its unique set of financial challenges. After all, you’re the one who is ultimately responsible for ensuring you have enough money coming in each month to pay your bills, which isn’t always easy. If you’ve got your sights set on applying for a […]

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3 requirements for securing a low doc home loan

Applying for a low doc home loan comes with its own set of criteria that will need to be met. Generally speaking, there are three requirements that any borrower has to meet for their lender to even consider granting them a mortgage. If you’re in the market for a self-employed home loan, then make sure […]

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How to prepare yourself for a property purchase

Property is likely to be the biggest purchase you ever make, which is why it’s so important to make sure you’re fully prepared. It’s likely that you’ve put many years into building up a deposit and dreaming of the type of home you’d like to live in, which means it’s even more crucial for you […]

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Is now the right time to apply for a low doc loan?

Buying property is one of the biggest purchases you are ever likely to make, which is why it’s so important to make sure you’re ready to take the plunge. Everybody’s situation is different and if it’s a low doc loan you’re after, there are some extra considerations you will need to make. Here are some […]

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Home loan options for the self-employed

Self-employment comes with its own set of challenges and one you’re likely to face if you’ve yet to buy property is securing the right loan. However, you shouldn’t see being self-employed as a barrier to finding your feet on the property ladder, providing you know where to look for finance. There are some unique criteria […]

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Is self-employment right for me?

Self-employment is an option that many Australians are making the most of. Not only does it offer increased flexibility, but also the option to steer your career in the direction you want. However, as any self-employed person will tell you, with the advantages comes a number of challenges that need to be faced on a […]

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Documents you’ll need for a low doc home loan application

Applying for a low doc home loan means you will have to supply your potential lender with some specific information. This will help them determine whether you’re likely to be able to make repayments on your mortgage and be a safe enough choice to lend to. The very nature of a low doc home loan […]

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Why might I need a low doc loan?

As a borrower, it’s likely you’ve taken a closer look at the mortgage market and weighed up the various types of products that are available. One of these is a low doc home loan, but it’s worth knowing that this is only really suitable for a particular group of people. The application process is a […]

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