3 benefits of a low doc construction loan

When people come to Redrock to secure financing, it isn’t necessarily just to buy an existing home. We offer a wide range of mortgage products for people of many different financial backgrounds, for a variety of purposes. One of these is low documentation loan for construction, when people want to build a home but don’t […]

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Do you pick a fixed or variable rate home loan?

Just as with regular loans, when you take out a product with Redrock like a low documentation loan, you may be able to select between a fixed or variable interest rate. The type of interest rate you choose will have a significant bearing on your financial planning throughout the entirety of the mortgage. But how […]

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Self-employed investing in times of low interest

Recently, the Deputy Governor of the Reserve Bank of Australia (RBA) Phillip Lowe noted that in this low interest rate environment, it was important for both lenders and borrowers of money to make sure they were careful with their investment projects. And while it is important for all Australians to be watchful with their finances, […]

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When do you start working on a mortgage deposit?

Whether you’re preparing for a regular loan to buy a new piece of investment property or you’re in need of a bad credit mortgage to get up on the property ladder, getting yourself ready financially can be a long process. With that in mind, when is the best time to start planning your finances for […]

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3 careers that might need low doc loans

As the old saying goes, you should do what you love, and love what you do. However, sometimes following your chosen career path can make other aspects of life difficult, such as securing a home loan when you wish to buy a house. While this happens to a lot of people, it isn’t the end […]

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3 things you need for a low doc loan

When you can’t qualify for a regular home loan with your bank because you’re self-employed, brokers at Redrock may be able to help you out. Whether it’s bad credit or just a lack of paperwork that is getting between you and your borrowing, there are many styles of lending that we can provide to anyone […]

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Should I get someone to cosign my loan?

When you’re applying for any kind of loan, there are many requirements you have to fulfill before you can get approved – even when you come to us for a low documentation loan. There are many ways to organise yourself and put your best foot forward in the application, and one such way is to […]

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What are the loan options for self employed Australians?

Working for yourself and becoming your own boss is an increasingly popular career move in Australia. Across a wide range of industries, people are beginning to take their future into their own hands and become self sufficient. However, sometimes these people can run into problems when it comes to applying for a mortgage. What are […]

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Low doc commercial loans: how are they different from residential mortgages?

If you’re a self-employed individual looking into purchasing commercial property for your business, you could be in luck. While you may not be able to secure a regular home loan, get in touch with the team at Redrock to discuss the low doc loan options available for your retail or commercial pursuits. What are the differences […]

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Retained cash rate highlights sustained low interest rates

Understanding how interest rates are affected by the national financial climate can help buyers choose the perfect opportunity to take out a low doc home loan. The latest decision from the Reserve Bank of Australia (RBA) to retain the nation’s official cash rate at the historically low level of 2.5 per cent highlights a good […]

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