Could 2019 be the right time to refinance with a low doc loan?

If you’re looking to reorganise your finances or release some cash for new investments later this year, then refinancing with a low doc loan could be the way to go. Commonly, borrowers want to refinance in order to release equity from a property to invest elsewhere, or to consolidate existing debt into one easy-to-manage lump […]

Read More

Self Employed Lending Myths Busted!

This month we are focusing on lending to self employed clients. Why? Well there are more than 2 million small businesses in Australia, with small business accounting for 97% all businesses in Australia, so its a significant market. We’ve been assisting self-employed small business owners with their finance needs since 2004. That is why we are […]

Read More

How quickly can a low doc loan be processed?

Low doc loans are lifesavers for people who aren’t able to easily prove their income to a traditional lender. They make it possible for the self employed to get on the property ladder the same as a regular employee or established business owner. For Redrock franchise owners, it’s a chance to help entrepreneurial Australians achieve […]

Read More

How to finance a house as a new contractor

When you’re just starting out as an independent contractor, it can be difficult to secure financing for a home because you don’t have the documents that might normally be required for a loan. But with a low doc loan from Redrock, you may be able to get the financing for the home of your dreams. What […]

Read More

How to avoid mortgage stress when you’re self-employed

As a self-employed person, you enjoy a great deal of freedom – the freedom to plan your own holidays and be your own boss are both major bonuses. This doesn’t come without responsibility, however, including the need to be more careful about budgeting and planning – particularly when you take out a mortgage. Fortunately, with […]

Read More

How does a self-employed home loan get approved?

The problem many self-employed people face when trying to get a home loan is that while they might have solid financials, they have no evidence to show it. If you’ve been in business less than two years, you might not have the kinds of documents that regular lenders require when granting loans. In this case, […]

Read More

Low doc, not no doc: How the right BAS can help your application

Low doc loans are an excellent option for those who can’t provide the necessary financial statements or tax returns that come up with being a business’ employee. However, you still need to be as prepared as possible with a thorough Business Activity Statement (BAS). This is vital to securing the loan you need. What is a […]

Read More

Could a low doc loan be perfect for growing your start-up business?

Getting a young business off the ground often requires the kind of money that you just might not have. Sure, your business might be making a healthy income, but at the rate it’s generating cash, growth is going to take too long. A low doc loan can be a solution for business owners looking to leverage […]

Read More

How a low doc loan can make your business more flexible

Being able to cover unexpected costs, or having the capital to jump on an opportunity as it arises are just two examples of how flexibility is good for business. However, flexibility isn’t free. To be agile, your business needs cash flow. If you’re short on capital, a low doc loan could be the answer to your problems. Let’s […]

Read More

Can I refinance with a low doc loan?

Are you looking to refinance your home, or personal loan in the near future? If you’re self employed like 1 million-plus other Australians this can be a stressful time, as you may not have the detailed financial records that most conventional lenders require. If so what you need to do is refinance with a low […]

Read More