Self managed super funds (SMSF) are becoming an increasingly popular way for Australians to build their wealth towards retirement. The ability to manage and maintain your own retirement savings is an attractive prospect for many people. There is also a growing number of people who are putting their money towards an investment property. Fortunately, these […]
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The process of managing and maintaining your finances can easily become overwhelming in day-to-day life. With so many things to consider and bills to pay, the odd payment can slip through the crack on occasion. However, something to keep in mind is the presence of a credit history. It can be the elephant in the […]
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It doesn’t matter how successful your business is or how much money you are making: If you’re self employed, you’ll likely come up against resistance from lenders when it comes to securing a home loan. This needn’t be the end of the road for your home ownership ambitions. It simply means you’ll have to think […]
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There are any number of myths surrounding borrowers with bad credit. If you have a credit history that is less than perfect, you might feel uncertain about applying for a bad credit home loan – but you needn’t be. Here are some of the most common myths about bad credit to help you secure a […]
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Juggling everyday costs with long term savings goals can be difficult, and there can be times when payments slip out of reach. These can show up on your credit history and undermine your efforts to get a home loan, but you needn’t despair. By keeping these three tips in mind, you can work your way […]
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There are many borrowers who don’t conform to conventional lenders’ criteria and self-employed individuals are one of the most common categories. Australia is seeing more and more people choosing to own their own company and become their own boss, but this can have some consequences when applying for a loan. As a small business owner, […]
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When you’re building towards a comfortable retirement, there are so many things to keep in mind. From planning to budgeting, stacking up the innumerable saving bricks takes a fair bit of time and effort. One method that is steadily growing in popularity is property investment – and thanks to changes in legislation, you can now […]
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There might come a time when you find your current home loan just isn’t working for you anymore. Maybe you have changed jobs or your credit ranking has dropped – for whatever reason the mortgage that suited your needs a year ago does not anymore. Refinancing your home might seem like a challenging process, but […]
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In this day and age, almost everyone needs a home loan. Owning a house can be one of the biggest commitments you make in life, but the reality is that borrowers come in all shapes and sizes. Not all individuals have the perfect credit history and reliable income that lenders look for in a loan […]
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When your credit history is less than stellar it can be difficult to find in roads with traditional lenders. There is often a misconception that people with black marks on their credit report aren’t able to buy a home, but this simply isn’t true. There are many options if you have had a rough time […]
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