Retained cash rate highlights sustained low interest rates

Understanding how interest rates are affected by the national financial climate can help buyers choose the perfect opportunity to take out a low doc home loan. The latest decision from the Reserve Bank of Australia (RBA) to retain the nation’s official cash rate at the historically low level of 2.5 per cent highlights a good […]

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Houses Versus Apartments: Which Property Suits You The Most?

When looking into purchasing property, it’s important to remember that there are multiple different options to choose from. Each type has its own benefits and drawbacks depending on what you’re hoping to achieve with your property purchase.  Regardless of whether you’ve got a bad credit home loan or are purchasing as a first-time buyer, take […]

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What Are Some Tips To Help Build A Credit Rating?

An important aspect of taking out a home loan is having a decent credit rating. If you’ve had trouble in the past, there are always bad credit home loans available to help you achieve your property goals in Australia. However, sometimes having no credit is worse than bad credit, highlighting that you’ve got little to […]

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Applying for a low doc home loan: A rundown of application criteria

There are a wide range of different criteria that need to be fulfilled before you can successfully apply for a low doc home loan.This is because of the considerably lower amount of official documentation needed, which means lenders need to be extra thorough when checking things like your employment and credit history. Here are some […]

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Tips for purchasing investment properties in the central business district

If you’re interested in purchasing central business district property with your self-managed super fund loan, it’s important to consider the different options available to you. With the various developments occurring across Australian capital cities, here are some tips to help you make the right decision.  Look out for the view One of the biggest sellers […]

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Bad Credit: How Can You Get Over This Hurdle And Get A Home?

Getting over the hurdle of bad credit when applying for a mortgage can be a daunting task. With the sheer number of things to consider when looking into the financial market, you’d be forgiven for getting a little preoccupied. However, it’s important to remember that there are finance options available for most people out there.  […]

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Low doc home loans: When should you consider one?

When approaching the real estate market, the first thing you need to consider is the type of home loan to suit your needs. For example, if you’re a self-employed individual, you may find you don’t have the required paperwork to pursue a regular fixed- or variable-rate home loan. However, there’s no need to fret. There […]

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The Basics Of Purchasing Property At Auction

After sorting out your low doc home loan and moving into the next phase of your property career, there’s a good chance you could be thrown into an auction situation. This sales method is becoming increasingly popular across Australia and can be intimidating for any inexperienced buyers moving into their local real estate market.  Here […]

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How Can You Use An SMSF To Purchase Property?

Purchasing property through with a self managed super fund loan can be a great way to help you secure real estate for your future. However, it’s important to consider the various guidelines that need to be observed before entering the market.  For example, buying real estate with an SMSF loan is done in a similar […]

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What Are Some Signs A Bad Credit Home Loan Is Right For You?

There are a number of signs that could suggest a bad credit home loan is the right mortgage option for you. If you’re considering pursuing property in the near future, take your credit past into consideration before approaching a lender. You can help to facilitate the process by understanding the type of home loan products […]

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