The process for applying for a home loan can be a struggle if your credit history is less than perfect. Fortunately, bad credit home loans can be a great solution. To improve your chances of owning a home, take the time and energy to get your credit history back to top condition. Here are a […]
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Financial resolutions are some of the most common goals set in the new year, but research from a University of Scranton study published in the Journal of Clinical Psychology shows that only 8 per cent of people actually achieve them. You might have resolved to improve your credit score after a disappointing few years and […]
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Even in an perfect environment for buying a home, it can often be hard for self-employed individuals to apply for a mortgage. Traditional lenders require a whole raft of documents to prove a stable income, but if you’re a small business owner or self-employed, the application process can be a challenge. If you fall under […]
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There are many instances where you might not be able to provide your lender with the documentation required for a standard home loan, especially if you are self-employed or are running a small business. Fortunately, a low documentation loan – or low doc loan – can help. Here is a brief guide to the benefits […]
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Recent changes to borrowing legislation over the past few years have enabled people to invest in property through self managed super fund loans. But this investment strategy may not work for everyone. Here are a few general benefits and disadvantages to using a fund for this purpose. Pros It can be tax-effective If your SMSF […]
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When you’ve got a bad credit history the world of lending can seem like it’s against you. The good news is you can still pursue the dream of owning a home in the New Year, but there are a number of things that you need to be aware of before applying for bad credit home […]
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When you’re self-employed or in control of a small business it can often be difficult to prove to big lenders that you have a stable income. Without the normal income verification paperwork applying for a home loan can seem like an arduous task. Fortunately, low documentation loans – or low doc loans – can help. […]
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Property is the biggest purchase most people will make, which is why you’ll need to be sure that any low doc home loan you apply for is suited to your needs. With so many options available, it can be difficult to know which one to select, so doing your homework is essential. Here are some […]
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Being self-employed can be a rewarding experience, but it also comes with its unique set of financial challenges. After all, you’re the one who is ultimately responsible for ensuring you have enough money coming in each month to pay your bills, which isn’t always easy. If you’ve got your sights set on applying for a […]
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Unfortunately a bad credit score isn’t something that can be fix instantaneously and when you’re applying for bad credit home loans , any red flag on your record will require a thorough explanation. But with a little perseverance and forward thinking you can improve your credit history and place you back on the path to […]
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